1. What is an insurance-based membership?
An insurance-based membership is a type of membership that is based off of your insurance. The most common memberships are for those 65 and up, but there are a number of other programs offered for those 18 and up. Most of these insurance perks will cover your membership to the recreation centers in Lakewood.
2. What are the benefits?
Please see the benefits section above this page for a full listing.
2. How do I know which program I’m eligible for?
Each plan differs between insurance companies, and also between members on the same insurance plan. To make sure you are eligible, we recommend calling your insurance provider before coming in to the recreation center. Ask which program(s) your insurance provider participates in and if you specifically are eligible.
3. What is the difference between the programs?
All of the insurance-based membership programs offer the same benefits. The only differences come from the insurance providers and who is included in each program. Some insurance providers have specific requirements (such as monthly attendance) in order to stay in the program and receive the benefits.
4. Which fitness classes are included?
All general admission fitness classes are included in all of the insurance-based membership programs. Visit Lakewood.org/Fitness for a list of classes and schedules. All aqua fitness classes are also included, except Aqua Ai Chi & GlideFit. You will also get 20% off all registration classes such as mind/body classes and strength-based classes.
5. My insurance provider says I’m eligible for one of the programs. How do I sign up?
- First, make sure you have contacted your insurance provider by calling the number on the back of your insurance card and check that you are eligible for the fitness/wellness programs they participate in.
- If you are eligible, then you can come into any Lakewood recreation center and get signed up for your membership at the front desk. Please bring your insurance information and the name of the program you are eligible for.
- The front desk will then verify your eligibility with the program you have been qualified for through your insurance and get your facility membership set up.
6. If I’m not eligible for any of the programs through my insurance, what other options do I have?
a. If you are 62 or older, you can sign up for Lakewood’s Senior All Access pass, which has all of the same benefits as the insurance-based membership programs excluding free facility access. This type of membership is discounted from a regular senior membership and includes aqua fitness classes (except Ai Chi & GlideFit). You can sign up for this pass at the front desk of any Lakewood recreation center.
b. The Lakewood Possibilities Fund (LPF) gives scholarships to households with lower incomes, which can be used for programs and facility access. Possibilities Fund scholarships are awarded based on household income, and a portion of the registration fee is always paid by the participant. Lakewood Residents that qualify can receive up to $300 scholarship assistance per family member annually based on need and available funding.
c. If you do not qualify for any of the options above, you will need to get a facility membership or sign-up for a session of any of our registration programs.
7. Can other family members use my pass?
No - your insurance only covers you and your activity. If a family member is covered under your insurance, contact your insurance provider to see if they are eligible for an insurance-based membership program as well.
8. Can I bring a guest(s) with my pass?
A guest can come in to any Lakewood recreation center and request a guest form from the front desk to try out any of our general admission fitness classes for free the first time. After that, they will need to pay a daily drop-in fee.
9. I have SilverSneakers through United Healthcare now. Will I have RenewActive in 2020?
The United Healthcare Medicare Advantage plan will be switching from SilverSneakers to RenewActive as of January 1, 2020. To make sure you are still eligible for an insurance-based membership program during this transition, contact your insurance provider to see if you are eligible for RenewActive. After January 1, you will need to go to the front desk of any Lakewood recreation center to switch your membership information. You will still get all of the same benefits under RenewActive that you did under SilverSneakers.
10. I’m switching my insurance plans. Do I need to update my information at the recreation center?
Yes. Visit the front desk of any Lakewood recreation center to give them your new information and switch insurance-based membership programs if you have already been told by your insurance provider that you are still eligible for a program that Lakewood participates in.
11. If I’m eligible for Medicare, can I automatically enrolled in a program?
Most insurance-based membership programs accept Medicare regardless of age, but you will still need to check with your insurance provider to see if you qualify for any of the programs Lakewood participates in.